Terms & Conditions

1. The Service

Overt NG provides On-Site Confirmation: an on-site evidence service in which a local agent visits an address you specify in Nigeria and captures photographic and video evidence of what is visibly present at that location, together with GPS coordinates and capture timestamps, delivered to you through the Platform along with a summary report (the "Service").

The Service is observational only. We document what an agent can lawfully see at the location at the time of the visit. The Service is available only in the coverage areas listed on the Platform at the time of your order.

2. What the Service Is NOT

This section is central to these Terms. You acknowledge and agree that Overt NG does not:

• Verify documents, titles, or ownership. We do not review, validate, or opine on Certificates of Occupancy, deeds, survey plans, governor's consent, contracts, receipts, or any other document. We do not confirm who owns, controls, or has rights to any property, business, or asset.
• Provide legal, financial, investment, surveying, engineering, or valuation advice. We are not lawyers, licensed surveyors, structural engineers, property inspectors, or valuers, and no part of our evidence or reports constitutes professional advice or a professional inspection within the meaning of any licensing regime.
• Make recommendations or judgments. We do not advise you to proceed with, or withdraw from, any transaction. Our role ends at delivering evidence; all decisions and conclusions are yours alone.
• Guarantee outcomes. Evidence that a site, building, business, or asset appears in a given condition on the visit date is not a guarantee of its legal status, safety, authenticity, value, or future condition, and is not a guarantee that any transaction connected to it is legitimate.
• Guarantee access. Agents observe only from locations they may lawfully access. If entry to a property is not possible, evidence will be captured from publicly accessible vantage points, and the Service is considered performed.

If your decision depends on legal status, title, structural integrity, or valuation, you must engage the appropriate licensed professionals. The Service is one input to your own due diligence — not a substitute for it.

3. Accounts

You must create an account to place orders. You agree to provide accurate information, keep your login credentials secure, and accept responsibility for all activity under your account. You must be at least 18 years old. We may suspend or close accounts that violate these Terms.

4. Orders, Pricing, and Payment

• Prices are displayed on the Platform before checkout and charged at the point of order. Unless stated otherwise, the Service is a flat fee per visit, in US Dollars.
• Payments are processed by our third-party payment processor (currently Stripe). Your card statement will reference our statement descriptor. We do not store full card details.
• An order is accepted when payment succeeds and a task reference (e.g., "OV-1042") is issued. If payment fails, no visit will be scheduled; you may retry payment from your portal.
• Prices may change at any time, but changes never affect an order already paid.

5. Scheduling, Location Information, and Access

• You are responsible for providing an accurate, findable address and any information reasonably needed to locate and identify the correct site (landmarks, descriptions, on-site contact). If the evidence captured corresponds to the address you provided, the Service is performed — even if the address you provided was not the site you intended.
• Visit dates are estimates, not guarantees. Weather, security conditions, access restrictions, and other factors outside our control may delay visits. We will keep you informed through the Platform.
• If you indicate that someone at the location expects the visit, or provide an on-site contact, you confirm you have the authority and any consents needed to do so.
• Agents will not trespass, misrepresent themselves unlawfully, enter unsafe locations, or take any unlawful action to obtain evidence. If safe, lawful access to the interior or grounds is unavailable, evidence will be captured from lawful vantage points and the order will be completed on that basis.

6. Evidence and Reports

• Upon completion, approved evidence (photos and/or video with GPS coordinates and capture timestamps) and a summary report are delivered through your portal.
• GPS coordinates and timestamps are captured by standard consumer device sensors and are provided as recorded; minor technical variance inherent to such sensors does not constitute a defect in the Service.
• Evidence reflects the location only at the time of the visit. Conditions can change at any time after capture.
• We may review evidence for quality and require our agent to revisit before delivery; this may extend delivery time.
• License: upon full payment, you receive a perpetual, non-exclusive license to use the delivered evidence and report for your personal or internal business purposes, including sharing with your professional advisers and transaction counterparties. We retain ownership of the underlying materials and may retain copies for record-keeping, quality, dispute, and legal-compliance purposes. You may not resell the evidence or reports as a standalone product or represent them as your own service output.
• You may not remove, obscure, or alter GPS stamps, timestamps, or other authenticity markings when sharing evidence.

7. Cancellations and Refunds

• You may cancel an order from your portal only while it is awaiting agent assignment. Once an agent has been assigned, the order can no longer be cancelled through the portal; contact support and we will assess in good faith.
• Refunds for eligible cancellations are processed to the original payment method. Processing times depend on your bank.
• If we cannot perform the Service (for example, the area proves inaccessible or we cannot fulfil the visit within a reasonable time), we will refund the order in full.
• No refund is due where the Service was performed as described — including where evidence shows something different from what you hoped, where access was limited to lawful vantage points, or where the address you supplied was inaccurate.
• Our current refund policy, published on the Platform, forms part of these Terms.

8. Your Responsibilities and Acceptable Use

You agree to use the Service only for lawful purposes. Without limitation, you must not use the Service to:

• Harass, stalk, surveil, intimidate, or locate any individual, or otherwise violate any person's privacy or safety;
• Further any fraudulent, deceptive, or unlawful scheme;
• Request evidence from locations where capture would be unlawful (e.g., restricted military or government sites);
• Misrepresent your identity or authority in connection with an order.

We may refuse, cancel (with refund), or halt any order that we reasonably believe violates this section or puts our agents at risk, and we may report unlawful activity to authorities.

9. No Guarantee; Assumption of Risk

Real estate, business, and asset transactions in any market carry risk, including risk of fraud that physical observation cannot detect. You acknowledge that:

• A location appearing consistent with a claim does not prove the claim;
• Persons other than our agents may misrepresent facts to you before or after our visit;
• You remain solely responsible for all decisions, transactions, and payments you make, and for engaging appropriate professionals for matters beyond physical observation.

10. Disclaimer of Warranties

Except as expressly stated in these Terms, the Service and the Platform are provided "as is" and "as available." To the fullest extent permitted by law, we disclaim all other warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Platform will be uninterrupted or error-free.

11. Limitation of Liability

To the fullest extent permitted by law:

• Our total aggregate liability arising out of or relating to any order is limited to the amount you paid for that order;
• We are not liable for indirect, incidental, consequential, special, exemplary, or punitive damages, or for lost profits, lost savings, lost opportunities, or losses arising from transactions you enter or decline — even if advised of the possibility;
• We are not liable for the acts or omissions of persons other than our agents, including sellers, developers, agents, family members, or other third parties involved in your transaction.

Nothing in these Terms excludes liability that cannot be excluded by applicable law.

12. Indemnification

You will indemnify and hold harmless Power Supreme Solutions LLC, its affiliates, and their officers, employees, and agents from claims, damages, and reasonable costs (including legal fees) arising from your breach of these Terms, your misuse of the Service or delivered evidence, or your violation of law or third-party rights.

13. Intellectual Property

The Platform, the Overt NG name and logo, and all Platform content (excluding your submitted information) are owned by or licensed to Power Supreme Solutions LLC. PSS Ventures is a registered trademark. You may not copy, scrape, reverse-engineer, or create derivative works from the Platform except as allowed by law.

14. Privacy

Our collection and use of personal information is described in our Privacy Policy, which forms part of these Terms. By using the Service you consent to that processing, including the transfer of order information to our agents in Nigeria for fulfilment.

15. Third-Party Services

Payments are processed by Stripe under its own terms. Map, messaging, and storage providers we use are similarly independent. We are not responsible for third-party services beyond our reasonable selection and use of them.

16. Changes to the Service or Terms

We may update these Terms from time to time. The "Last updated" date will change, and material changes will be notified through the Platform or by email. Continued use after changes take effect constitutes acceptance. Orders are governed by the Terms in effect when the order was placed.

17. Termination

You may close your account at any time; orders already in progress will be completed or refunded per Section 7. We may suspend or terminate accounts for breach of these Terms, unlawful use, or risk to our agents, with refunds for undelivered paid orders except where the termination results from your breach of Section 8.

18. Governing Law and Disputes

These Terms are governed by the laws of the State of Texas, USA, without regard to conflict-of-law rules. The parties will first attempt to resolve any dispute informally by contacting support. Any dispute not resolved informally shall be brought exclusively in the state or federal courts located in Texas, and the parties consent to their jurisdiction.

(Optional, subject to legal advice: replace with binding arbitration clause and class-action waiver.)

19. General

If any provision of these Terms is found unenforceable, the remainder stays in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them to an affiliate or successor (including in connection with the planned reorganization of the Overt NG business into a successor entity, upon which notice will be given and the successor becomes the contracting party). These Terms, the Privacy Policy, and the published refund policy are the entire agreement between you and us regarding the Service.

20. Contact

Power Supreme Solutions LLC (Overt NG)
Email: help@overtng.com